Strategic Financial Management

The finances of your company are not just assets; they are also the strong foundation for growth and longevity. Excellent financial management aids the organization survive an economy that is fluctuating, provides you an edge over competitors and gives the resources to effectively support a workforce.

If you will take into consideration your finances in every decision and at every step of the growth of your company, you can give a bright future for the organization and the employees.

The following are the reasons as to why your business must have strategic financial management: Continue reading

Key Steps to Calculate Economic Value Added – EVA

Price Earnings Ratio also known as PER is an easy and simple scheme of valuing stocks among investors, but there are several other ways on how to value stocks that needs professional expertise in the technical sense. It is impossible that a certain method is a whole lot easier and more effective than others.

Thus, it is just ordinary for financial analysts to utilize numerous methods of variation and have varying fair values.

Lately, the economic value added scheme has attained attention around the world. This scheme is instinctively appealing, as it gauges profitability. Apart from that, it also computes the dollar amount of the wealth of a business that is either created or obliterated in every period of reporting. Continue reading

What is Corporate Finance?

Corporate finance is defined as the process of harmonizing capital needs to a business’ operations. It greatly differs from accounting, which is defined as the process of recording the business’ activities from a monetized viewpoint.

In corporate finance, capital is the money which is invested in a certain company to bring it into existence and to grow and maintain it. This greatly varies from working capital, which is the money used to underpin and retain trade – the acquisition of raw materials; the financing of stock; the financing of the credit needed between production and the recognition of profit from sales.

Corporate finance may start with the smallest round of friends and family money placed into a budding company to finance its first steps into the world of commerce. In the other end of the range are its several layers of corporate debt within huge international corporations. Continue reading

Key Elements of Banking Operations

Banking operations is considered as one of the most essential aspects of opening your bank. This is where you manage operations task needed in order to run your bank properly. The thing is that some bank managers are not aware of the right banking operations and tips they need to apply so that the establishment runs smoothly.

When there is inability to apply the right banking operations, chances are the establishment might not achieve success in the future. So if you are planning to assume position as bank manager, it is important for you to know some overview of the matter, especially when it comes to the components of banking operations. Continue reading

What is Asset Management Strategy?

Regardless whether you have a limited number of assets or you have overwhelming wealth, it is important that you know some information about asset management. This is to ensure that you can grow your asset even better.

However, there are some people who are not aware on how they can manage their asset. Because of this, they end up nothing and the wealth they have worked on for decades are now gone. Surely, you do not want this thing to happen in the future. Keep in mind that with the right asset management, you will be able to have a lucrative life. So now, you need to know some information about this matter. Continue reading

What is Basel III Implementation?

If you are working in the banking industry, chances are you have already heard of the Basel III implementation. Basically, Basel III implementation is a form of global regulatory standard on banking.

This is more about the market liquidity test, stress testing, capital adequacy and other matters as per information from Basel Committee on Banking Supervision.

Specifically, this has been developed way back in the year 2010 to 2011. However, this is scheduled to be implemented in 2013 and up to 2018. To know more on what this is all about, read the succeeding paragraphs. Continue reading