What is Legal Lending Limit?

Did you know that there is more to your bank than just a simple money-keeping institution? Your bank is also a loans company. And since you are a regular clientele, you are among the ones who are qualified to enjoy this special feature of your bank. There should be many types of loans your bank offer.

Among that makes the list are home, auto, and personal loans among so many others. One thing that you need to remember when loaning is the legal lending limit of your bank.

It does have a limit that is regulated by the government finance authority as well as the federal laws, so you have to take this into consideration when you sought to avail of the service or benefit. Continue reading

Managing Credit Card Business

With the very many “runaway” credit card holders nowadays, is a credit card business still as viable as before? This is a question that you may ask yourself whenever you hear or read about creditors trying to bail out of their credit card dues.

And it may also be the same question you want answered each time a credit card business agent approaches you to sell you an account or two. In fact, you might even have a lot of questions in your mind about this business.

For that, here are some of the things that you want to know about credit card business before you accept one: Continue reading

Career in Banking Industry

You know what they say about a career in bank industry: the sleekest and most professional-looking. It is also among the very few that is compensated pretty well. What of all the sitting and talking to hundreds of people making transactions, this career should really have a good pay.

Also, there is the long years of working on a course that does not only equip one to become a good banker but also become a well-versed person.

If this is the course you have taken and you really want to have a career in the bank industry, here are some of the available positions you might want to land at: Continue reading

Business Strategy for Bank

Look around you. There are probably more banks standing all around than your favorite coffee shop. It wouldn’t be unsafe to guess that banking has become one of the most viable businesses of them all, would it?

But with so many competitions lie the problem of marketing. But then again, that is the beauty of it for you because you have a lot of choices where to put your money and investment.

Now, it is these banks problem to make the most irresistible business strategy for bank so you and a million yous will be more than willing to trust and leave your monies under a certain bank’s care. Continue reading

Warehouse Management : Strategies to Develop an Efficient Warehouse

No matter how different companies are, one major complaint made by most business owners and operations managers is running out of enough space.

However, this can be solved by using the right warehouse strategies. Using the best warehouse strategy can help you lessen warehouse costs, increase capacity without the need to expand, cut down your cost per order and improve service levels in your distribution center or warehouse.

Since you will not need to spend some cash for building another warehouse, you’ll also become more competitive in the market. More than that, you can use the money that you will be able to save from it for other expenses that can help on the growth of your business. Continue reading

Supply Chain Strategy : 6 Key Elements of Good Supply Chain Management

Supply chain strategy focuses on quantifying and identifying the improvements of the supply chain. It also covers the assistance of the clients in modifying their operations from their suppliers up to the last client.

This is to enable the realistic strategic change as well as competitive advantage. It also includes the management of operations in order to keep the total amount of expenses lowered.

It also analyzes the benefits of various portions of the operation and how they can be associated with the intact of supply chain. Continue reading