Category: Uncategorized

What is Capital Adequacy Ratio?

Capital Adequacy Ratio is the ratio that determines the capacity of the bank to meet time liabilities or other risks including operational risk, credit risk, etc. This measures the amount of the bank’s capital that is expressed through percentage of the bank’s risk credit exposures.

For a simple formulation, the capital of the bank is considered as the cushion for any potential loses. This is created to be able to protect the lenders and depositors.

The banking regulators for most of the countries monitor and defines Capital Adequacy ratio to give protection to the depositors. Continue reading →

Best Inventory Control System

In business, it is very important that all transactions be recorded. From money to the items involve in the business dealings. Before the evolution of technology, where everything is simple, tasks are done manually.

During this time, inventory is done by counting all the goods and registering them in any material that can be written.

Today, software and hardware were made specially designed to input data regarding inventory of goods making it convenient for anyone assigned for that task. This software and hardware were called inventory control system.

Inventory control system is a software and hardware tool used to automate the manner of tracking of an inventory. At present, barcode scanner is used to track inventory. Continue reading →

Devising Smart Financial Management Strategy

Today, most of the countries around the world are suffering from financial crisis. This is because of various reasons that put their economy and the investments of the citizens at risk.

However, you can make a move in order for you to avoid being affected by this crisis. One of the most popular moves that you should have in order to get rid of this crisis is financial management.

There are now lots of strategies about this particular management that you can use to have no possible problems about finance. Financial management strategy can be provided by finance professionals. Continue reading →

Business Strategy of VISA Card

One of the advantages of having a VISA Card is being able to pay groceries, bills, and other things without cash, as well as having a card credit to withdraw anytime you need cash.

Although that would seem a one-way advantage to the card holder, it is actually the business strategy of VISA Card and long-time card holders.

How come withdrawing and paying with cash that is not actually the card holder’s money has become a business strategy of VISA Card? Continue reading →

Building Heating and Cooling System in Factory Machines

In a working place, it must be made sure that employees are comfortable in their area. That is one responsibility each and every employer should observe, especially in factories where workplaces are mostly not properly ventilated.

For factories, one of the factors that should be considered to increase their production is the temperature of its working area because workers performance may also depend on it.

Depending on the products they produce or manufacture or the weather at present, workers should be provided with proper treatment. One way to provide for that is through installing the needed heating and cooling in factory.

Installation of heating and cooling in factory is important, especially now that global warming has worsened. Summer temperature may feel like being toasted with the sun as the toaster. Continue reading →

Principles of Financial Accounting

Financial accounting is one of the fields in the accounting system that treat money as a medium of measurement for the performance of economy rather than as a production factor.

It embodies the whole system of monitoring and control, specifically the money coming in and coming out in an organization. Money can be expenses, revenues, liabilities or assets. The term financial accounting mainly focuses on the organization’s finances that have to be accounted.

Financial accounting is also the system of gathering and summarizing all data in finances to prepare it for the financial report. An example of a financial report is the statement of income from the organization’s own management, its lenders, the investors, stakeholders, its suppliers and also the tax authorities. Continue reading →